President Ronald Reagan initially identified November as National Alzheimer’s Disease Awareness Month in 1983 with a goal of raising awareness about the disease and as a call to action, of sorts, to encourage people to get involved in recognizing the condition and the care required to treat people who have it.

In 1983, there were fewer than two million Americans living with Alzheimer’s disease. Today that number has nearly tripled, soaring to 5.7 million, according to the Alzheimer’s Association. As the population continues to age (and live longer) the number of Americans living with the condition will likely only increase.

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If the idea of having a teen driver in the home is terrifying, the idea of having one on the roads with insufficient insurance is terrifying. However, there will come a time when every parent must consider whether it’s in their best interests to continue including their teenager on their insurance policies. It may be sooner than you realize.

Check State Laws

While no longer teenagers at this point, many states have laws requiring drivers aged 25 and older to purchase their own insurance policies, according to I Drive Safely. At the very least, parents should consider removing children from their insurance policies once they have full-time jobs and are living on their own. This is despite the fact that nearly half of all college students expect their families to support them, financially, for as much as two years beyond graduation.

Below you will find other indications that now is a good time to consider leaving the responsibility of purchasing insurance in the hands of your teens or young adult children.

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Time has fallen back so to speak, and that means greater risks for people who are on the roads — especially those driving at night. If you’re a fleet owner, consider these tips for keeping your drivers safer on the roads as Daylight Saving Time comes to an end and the nights grow longer.

  1. Take the Opportunity to Check Vehicle Headlights

This is the perfect time each year to do a thorough cleaning and inspection of all fleet vehicle headlights. Additionally, you might consider offering your drivers training on how to properly use high and low beam lights for maximum safety and effectiveness.

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