{"id":2068,"date":"2015-03-11T07:01:15","date_gmt":"2015-03-11T14:01:15","guid":{"rendered":"https:\/\/www.liveviewgps.com\/blog\/?p=2068"},"modified":"2025-09-16T16:26:46","modified_gmt":"2025-09-16T23:26:46","slug":"gps-fleet-tracking-business-auto-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.liveviewgps.com\/blog\/gps-fleet-tracking-business-auto-insurance-costs\/","title":{"rendered":"GPS Fleet Tracking Can Lower Business Auto Insurance Costs"},"content":{"rendered":"<p>Insurance is one of the major expenses for every fleet manager. The impact is especially tough on small-to mid-size companies. Using every option to lower premiums even a percentage point or two can make a big difference to your bottom line.<\/p>\n<p><a href=\"https:\/\/www.liveviewgps.com\/fleet+tracking.html\">GPS fleet tracking software<\/a> can help you convince your insurer to offer a discount on your monthly rates. Here is a look at how it works.<\/p>\n<p><strong>Safe Drivers<\/strong><\/p>\n<p>For personal or business driving, insurers offer discounts for safe drivers. But how do you convince them you have drivers who avoid accidents and practice defensive driving? You need proof and GPS fleet tracking software provides it.<\/p>\n<p>With GPS tracking devices in each truck, you have a built-in monitor for speed, rapid acceleration and braking too hard. These are metrics that enable you to increase safety by warning drivers with problems and terminating them if necessary.<!--more--><\/p>\n<p>Having GPS software onboard makes drivers more careful and efficient in their choice. Even good drivers can decide to speed up if they are late, figuring they can handle the truck. But this attitude leads directly to accidents.<\/p>\n<p>The insurance industry has kept track of records for tickets and accidents. Their findings show that if a driver has one ticket in three years, he is 50% more likely to have an accident. If a driver has two or more tickets, that percentage doubles. Each driver with a ticket adds to your premium costs. Unsafe drivers actually raise rates anywhere from 10 to 15%.<\/p>\n<p>With metrics in hand, you can show your insurer that you drivers are a good risk. They need this type of proof of compliance before they will offer you a discount.<\/p>\n<p>If an accident happens, you can offer proof that the driver of your vehicle was not to blame. This can ward off a bigger premium.<\/p>\n<p><strong>Theft Recovery<\/strong><\/p>\n<p>Finding trucks that have been stolen is difficult. As a rule, law enforcement gives it low priority. This leads companies to write off the truck and simply file an insurance claim. Each claim increases your chances of an increased premium.<\/p>\n<p>Criminals are less likely to target trucks in the first place if they know GPS tracking is used. It is much easier to find a truck with GPS devices on board. Recovery rates are higher for companies that install them.<\/p>\n<p><strong>Automatic Discounts<\/strong><\/p>\n<p>Many insurers automatically give discounts to companies that install a GPS fleet tracking system. Experience has shown that this type of software improves driver safety and thus reduces the change of accidents.<\/p>\n<p>GPS also makes asset recovery much easier, saving the insurance company big. This makes a company with GPS devices in all trucks a much better risk for the insurer.<\/p>\n<p>Clearly, installing GPS fleet tracking makes you a much better risk in the eyes of the insurance company.<\/p>\n<p><strong><em>For a demo of how GPS fleet tracking, call us toll free at 888-544-0494 &#8211; Monday through Friday from 9 am &#8211; 5 pm PST. <\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance is one of the major expenses for every fleet manager. The impact is especially tough on small-to mid-size companies. Using every option to lower premiums even a percentage point or two can make a big difference to your bottom line. GPS fleet tracking software can help you convince your insurer to offer a discount [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_focus_keyword":"","rank_math_description":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[11],"tags":[],"class_list":["post-2068","post","type-post","status-publish","format-standard","hentry","category-applications"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>GPS Fleet Tracking Can Lower Business Auto Insurance Costs<\/title>\n<meta name=\"description\" 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